Pag-IBIG Online Registration: How to Become a Member Without the Hassle

To fresh college graduates and first-time employees, becoming a member of the Pag-IBIG Fund, along with PhilHealth and SSS, symbolizes their entry into adulthood and the start of their professional careers.Pag-IBIG Online Registration: How to Become a Member Without the Hassle

Thankfully, most government transactions, including Pag-IBIG membership registration, can now be completed online. This means that there is no longer a need to go to the nearest Pag-IBIG office and wait in line to register.

Enrolling as a Pag-IBIG member online only takes a few minutes and a few clicks, making it much faster and more convenient than the manual registration process. To make things even simpler, here is a straightforward guide to Pag-IBIG online registration for 2023.

What is Pag-IBIG Online Registration?

To rephrase: “Pag-IBIG online registration” is the process of signing up to become a member of the Pag-IBIG Fund using their website. This involves providing your information, creating your Member’s Data Form (MDF), and obtaining your Pag-IBIG Membership ID (MID) Number through their Online Membership Registration feature. It’s important to note that this system is exclusively for individuals who are registering as new members.

Who Should Register for Pag-IBIG Membership?

Pag-IBIG membership may be mandatory or voluntary, depending on the person’s source of income.

Mandatory Pag-IBIG Membership

Mandatory coverage under the Pag-IBIG Fund requires membership for the following individuals:

  1. Private sector employees (permanent, temporary, or provisional status) up to 60 years old
  2. Government employees with GSIS coverage, regardless of appointment status
  3. Self-employed individuals up to 60 years old earning at least ₱1,000 a month
  4. Kasambahays (e.g., household helpers, cooks, drivers, gardeners, etc.) with a monthly salary of at least ₱1,000
  5. Land-based and sea-based OFWs
  6. Filipinos employed by foreign-based employers, whether deployed locally or abroad
  7. Uniformed personnel (Philippine National Police, Armed Forces of the Philippines, Bureau of Fire Protection, etc.)
  8. Expats up to 60 years old who are compulsorily covered by the SSS.If you don’t belong to any groups that qualify for mandatory Pag-IBIG membership, you can still apply as a voluntary member.

Voluntary Pag-IBIG Membership

The Pag-IBIG Fund registration is not mandatory for individuals aged 18 to 65 who fall under the following categories:

  1. Non-working spouse of a registered Pag-IBIG member
  2. Filipino employees of a foreign government or international organization
  3. Employees of employers with a waiver or suspension of coverage by the Pag-IBIG Fund
  4. Religious leaders and members
  5. Pensioners, investors, and individuals with passive income or allowances
  6. Public officials and employees who are not covered by GSIS (e.g., barangay officials, Sangguniang Kabataan members, etc.)

Pag-IBIG Membership Benefits

  • Enrolling as a Pag-IBIG Fund member offers more benefits beyond a job requirement
  • Members can save for retirement and other financial goals through Pag-IBIG Regular Savings Program and MP2 Program
  • Low-interest loans for various purposes (housing, multi-purpose, calamity) with long repayment terms are available for members

Members can enjoy discounts, rewards, and perks at partner establishments with the Pag-IBIG Loyalty Card Plus.Pag-IBIG Online Registration 2023: How to Register Through Virtual Pag-IBIGRegistering online for Pag-IBIG in 2023 is a fast and simple procedure. You can easily access the Pag-IBIG online registration website on your smartphone, laptop, computer, or tablet by following these steps. To register for Pag-IBIG Fund membership online, follow these steps:

  1. Go to the Pag-IBIG Fund website.
  2. Hover your mouse over the E-Services tab on the menu.
  3. Click on Membership Registration.
  4. This will take you to the Online Membership Registration page.
  5. Alternatively, you can go to the Virtual Pag-IBIG site and click Be a Member.
  6. Click Continue to proceed to the Online Membership Registration page.
  7. Provide personal information: Enter your last name, first name, middle name (check the box if you don’t have a middle name), and date of birth (following the mm/dd/yy format) in the online form.
  8. Verify CAPTCHA code: Input the CAPTCHA code shown on the screen and click the Submit button.
  9. Complete the membership registration form: Supply your personal details, address, and contact information. You will also need to provide your list of heirs (optional), member category, and employment history (if applicable).
  10. Submit registration form: After completing the Pag-IBIG membership online form, click the Submit Registration button.
  11. Take note of the registration tracking number: The Successful Registration page will appear. Take note of your Registration Tracking Number. Click the Print MDF button to print or save your enrollment form.
  12. Verify permanent Pag-IBIG ID number: After two working days, you can verify your permanent Pag-IBIG ID number by visiting the Pag-IBIG Membership ID (MID) Number Inquiry page.
  13. Submit MID to employer: Employed members should submit their MID to their employer as part of the Pag-IBIG online registration for new employees.Self-employed individuals have the option to utilize their Registration Tracking Number for settling their Pag-IBIG contributions. In the event that they lack internet access at home, they may personally go to a Pag-IBIG branch and seek the guidance of an employee on how to apply for Pag-IBIG online.

How to Verify Your Pag-IBIG MID Number

To confirm your Pag-IBIG number, you may visit the Virtual Pag-IBIG website and select the “Be a Member” option, followed by clicking on “Verify MID No.” Afterward, input your Registration Tracking Number, last name, and date of birth, and then click “Submit” to view your Pag-IBIG MID number.

Alternatively, you may consider the following methods:

Via Lingkod Pag-IBIG Chat

To get assistance with your Pag-IBIG concern, you can follow these steps: click on the Lingkod Pag-IBIG chat box located on the lower right portion of the Virtual Pag-IBIG website,
fill out the online form, select “Member ID Number” as your concern, then click “Submit” and wait for a representative to assist you.


Text IDSTAT<space>[RTN]<space>[Birth date in MM/DD/YYYY format] and send to 0917-888-4363 (Globe) or 0918-898-4363 (Smart).

Via Pag-IBIG Hotline

To obtain your Pag-IBIG number, you can call the Pag-IBIG Hotline at 8-PAG-IBIG (8724-4244) and provide answers to three security questions for identity verification. Once verified, you will receive your MID number.

Via Email

To use your Pag-IBIG MID Number as the subject line in an email, include your full name, date of birth, and mother’s maiden name in the email’s body. Remember to attach a photo of your valid ID before sending the email to

Another option is to provide the same information through the Pag-IBIG Fund Contact Us page. Fill out the online form and select “ID Card/Number” from the options. Copy the code in the box, and click “Send”.

Via In-Branch Inquiry

If neither of the two methods mentioned earlier are effective, you can visit the nearest Pag-IBIG branch and request for your MID number. It is important to bring a valid ID with you, as you will need to present it to the staff to verify your identity.

Via Facebook

To inquire about your Pag-IBIG Membership ID number, visit the official Facebook page of Pag-IBIG Fund[5] and click on the Message button. State your query and provide the necessary information for verification.

FAQs on Pag-IBIG Online Registration 2023

1. What are the Pag-IBIG online application requirements?

You don’t need to submit any documents to the Pag-IBIG Fund when applying for membership online. The Pag-IBIG Fund does not require any paperwork for individuals who use the online registration system.

Nevertheless, it would be best to keep a copy of your birth certificate handy. You will need this document to complete the Pag-IBIG membership form online. The personal details you provide during your Pag-IBIG online registration, such as your birth date and mother’s maiden name, should correspond to the information on your birth certificate.

2. How can I get my Pag-IBIG registration number online?

Once you’ve filled out your Pag-IBIG online registration form, your Pag-IBIG Registration Tracking Number (RTN) will be automatically generated and shown on the screen when you click the Submit button. To keep a record of this number, you can take a screenshot or print and download the confirmation page.

3. Does having a Pag-IBIG number mean I’m already a member?

“Registering online for Pag-IBIG and receiving a MID number does not automatically signify the start of your membership. Your actual membership with Pag-IBIG Fund only commences once you have made your initial monthly contribution.”

4. How to create and log in to the Pag-IBIG online account?

“If you require Pag-IBIG services online such as checking your savings or loan records, or contributing to MP2, you can utilize the Virtual Pag-IBIG portal. The Virtual Pag-IBIG portal provides three options for creating an online account: through the member’s Pag-IBIG Loyalty Card Plus, activation of the account at the nearest Pag-IBIG branch, and a distinct account creation method for OFWs.”

5. How to update Pag-IBIG online membership?

To update or correct your membership record with Pag-IBIG, you cannot do so online. As a security measure, Pag-IBIG mandates its members to personally visit a Pag-IBIG office and request for an update on their membership information. To do this, members need to submit a printed copy of the accomplished Member’s Data Form (MDF).

Final Thoughts

“The process of registering for Pag-IBIG online in 2023 should be efficient and straightforward. In the event that you require assistance with the online system, there are options to contact the Pag-IBIG hotline or chat with a customer service representative on the Pag-IBIG Fund website.”
Pag-IBIG Online Registration: How to Become a Member Without the Hassle


  • [1] Pag-IBIG Fund website
  • [2] Virtual Pag-IBIG website
  • [3] Pag-IBIG Membership ID (MID) Number Inquiry
  • [4] Pag-IBIG Fund Contact Points
  • [5] Pag-IBIG Official Facebook Page
  • [6] Pag-IBIG Member’s Data Form

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