The SSS Disability Benefit is a type of financial assistance provided to SSS members who have become permanently disabled, either partially or totally. This benefit can be given in the form of a monthly pension or a lump-sum amount.
To be eligible for the monthly pension, the member must have paid at least 36 monthly contributions to the SSS prior to the semester of their disability. How to claim your SSS Disability Benefit On the other hand, a lump-sum amount is granted to those who have not met the 36-month contribution requirement, or for disability claims with an approved pension duration of fewer than 12 months.
It’s important to note that disability benefit claims should be filed within 10 years from the date the disability occurred.
A person who has paid at least one monthly contribution to the SSS before the semester of contingency and is experiencing partial or total disability is eligible.
A complete and permanent loss or use of any of the following body parts, but which does not totally prevent a member from engaging in any gainful occupation.
- one thumb
- one index finger
- one middle finger
- one ring finger
- one little finger
- hearing of one ear
- hearing of both ears
- the sight of one eye
- one big toe
- one hand
- one arm
- one foot
- one leg
- one ear
- both ears
Permanent Total Disability
The following are considered qualifying conditions for total disability benefits by the SSS:
- Complete loss of sight in both eyes
- Loss of two limbs at or above the ankle or wrists
- Permanent and complete paralysis of two limbs
- Brain injury resulting in incurable imbecility or insanity
- Other cases that are determined and approved by the SSS
The prescriptive period in the filing of a disability benefits claim is ten (10) years from the date of occurrence of disability.
- Fill out the Disability Claim Application form (SSS Form DDR-1).
- Obtain a Medical Certificate from a doctor (SSS Form MMD-102).
- Submit a Member’s photo and signature form, but this is only required for initial claims.
- Prepare any other documents that may be necessary to support the disability claim, such as clinical and laboratory test results, x-rays, hospital records, and other medical reports.
- Provide your UMID or SSS biometrics ID card or two valid IDs with a signature, and at least one of them should include your photo and date of birth.
- If you’re applying for a pension, submit a photocopy of either your passbook or ATM card with a validated deposit slip, or a Cash card Enrollment Form.
- If you’re unable to file the Disability claim in person, submit a sketch of your residence or place of confinement if you’re a local resident, or a physical examination report signed by your attending physician if you’re residing abroad.
- If you’re applying for a total disability pension with dependent children, you’ll need to provide a certified true copy of your marriage certificate registered with LCR/NSO, a certified true copy of the birth certificate of legitimate or legitimated dependent children, legal adoption papers for legally adopted children (with adoption date prior to disability date), and any proof of filiation for illegitimate dependent children.
- If you have dependent children, you can also file a claim for a Dependent’s Allowance (SS Form BPN-106). Filing ProcedureTo apply for disability benefits, you can submit your application at any branch or representative office of the Social Security System (SSS). It is important to ensure that you have all the required documents with you when you apply. Benefit ComputationThe monthly pension amount for a member of the Social Security System (SSS) who
becomes disabled is determined by the number of paid contributions and years of membership prior to the semester of their disability. Members with less than 10 credited years of service receive a minimum monthly pension of P1,000, while those with at least 10 credited years receive a minimum of P1,200, and those with at least 20 credited years receive a minimum of P2,400.A lifetime monthly pension is only given to totally and permanently disabled members. However, the pension will be suspended if the pensioner recovers from their disability, resumes employment, or fails to report for an annual physical examination when notified by the SSS. Members with disabilities that inhibit them from reporting for re-examination by the SSS physician at any branch office may request a domiciliary or home visit.Partially disabled members receive monthly pension payments for a limited number of months based on the degree of disability. If the disability is deteriorating and related to a permanent partial disability, the percentage degree of disability of the previous claim will be deducted from the percentage degree of disability of the current claim.If the duration of the pension is payable for less than 12 months, the monthly pension may be given as a lump sum. It is important to regularly pay for SSS contributions to be eligible for these benefits, which can be done conveniently through the Moneygment app.
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